Legal information credit card judgments

Bank of France and information on the companies not financi?s Quotidien, Web TV?nements, conf?nces in Finance of company daily newspaper Web TV magazine finances of financial company, tr?rery, credit management, director d?deurs, tr?riers, credit managers, d?terialisation, decisionnel, covering, factoring, insurance-credit Devenez CFO-news partner-expert. To send this article by mall Banks of France and information on the companies not financi?s. The Banking File of ENtreprises (FIBEN): a base of donn? with the service of the?blissements of cr?t. Thus, 3 500 000 companies and 2 500 000 leaders are currently recens?dans this base of donn?. to start from does this information, it allot a dimension which refl? the capacit?es undertaken and?onorer groups their financial commitments?n horizon 3 years. This quotation is communiqu?syst?tiquement?' undertaken concern? who can ask for the explanations which it considers useful aupr?de the Bank of France. Only the?blissements of cr?t and the administrations?nomic?ocation have acc??a bases donn? FIBEN since 1982. Information collect? and withdrawal?, who make the file, constitute for them donn? important of analysis of the risk, tool of d?sion and follow-up of the companies. The companies can obtain explanations on their quotation aupr?du service of the companies of an establishment of the Bank of France. Quotation: a appr?ation port?sur your company. Does quotation express F? synth?que the whole of?nomic information and financi?s collected on your company. It translates a total appr?ation of the Bank of France on the capacit?e your company?onorer its financial commitments?n horizon three years. A APPR?IATION USEFUL FOR THE COMPANIES. Quotation repr?nte an occasion privil??de dialogue between your company and your usual interlocutor?a Banque of France. Does a APPR?IATION N?ESSAIRE the BANK OF FRANCE AND WITH the BANKING ENVIRONMENT Within the framework of the setting in œ.uvre of the policy mon?anger, the Bank of France use in particular quotations attribu? with the companies. WHICH ARE COMPANIES COT?S. HOW THE BANK OF FRANCE ALLOTS IT QUOTATION. Is quotation the actualization object each time significant new information is port? ?or knowledge. Information collected and analys? by the Bank of France are of nature tr?diverse: does d?mination, address Si? social, cat?rie legal. - Relating to the incidents of payment-effects and the bank guaranties d?ar?par?blissements of cr?t. judgements given by the commercial jurisdictions or the civil jurisdictions ruling in mati? commercial. - Li? ?' environment financial (leaders, associ? soci?s d?nues….) and?nomic (situation of the secteur….) company. - Relative?a situation of the businesses with which the company maintains the relations?oites of?nomic nature (activit?li?) or commercial (customers or suppliers). WHICH ARE THE RECIPIENTS OF QUOTATION. Is quotation the syst?tic communication object to the persons in charge for the company, when a countable documentation has? analys?par the Bank of France. -?blissements of cr?t concerning banking law. Quotation: a synth?que appr?ation. quotation Banks of France. two?ments is compos?de: –. a dimension of cr?t, which refl? the appr?ation of the BDF on the capacit?e the company?onorer its financial commitments: 8: menac? taking into account the incidents of d?ar?9 payment: compromised, incidents d?ar?d?tant a tr?rery tr?ob?e P: legal company in proc?re (rectification or liquidation) 0: no information d?vorable and countable absence of documentation It indicates the level of activit?elon grid Ci-apr?:. X level of activit?nconnu or the too old (exercise closed since more than twenty and one month) syst? of quotation of the Bank of France comprises 13 dimensions of cr?t which aim?orter a synth?que judgement on a company. According to cases', the capacit?e your company?onorer its financial commitments is: –. 3++: excellenteLa financial standing?, appr??notamment through the capacit??ficiaire and of the solvabilit?est particuli?ment satisfactory. In addition, the company has excellent a capacit?e r?stance with the?lutions d?vorables of its environment or?a particular supervening of?nements for example: the financial standing? is tr?satisfaisante but a little less favorable than that necessary for the granting of a dimension 3++. for example: the financial standing? is satisfactory but less favorable than that necessary for the granting of a dimension 3++ or 3+. the adoption of a plan of continuation r?nt whereas the examination of the book would have normally allowed the attribution of a more favorable quotation. Soci?s d?nues, whose appara?significative importance, are cot?d?vorablement. Associ?qui d?ennent together more than 50 % of the actions or the shares of the soci? are cot?d?vorablement. Soci?s d?nues whose appara?significative importance are the subject of a legal rectification. does one repr?ntant l?l, individual, draw a tr?forte. attention associ? who d?ennent together more than 50 % of the actions or the shares of the soci?, are cot?tr?d?vorablement. of the soci?s d?nues whose appara?significative importance are the subject of a judgement of bankruptcy. one repr?ntant l?l, individual, draws an attention particuli?ment strong (because, for example, of a judgement of personal bankruptcy). associ?personnes morals d?nant together more than 50 % of the shares or the actions of the soci? are the subject of a judgement of bankruptcy. because of the d?aration of at least an incident of significant payment corresponding?ne incapacit?e to pay. Is this dimension of cr?t 7 attribu?exclusivement with the companies for which the Bank of France does not lay out of a countable documentation r?nte. taking into account the incidents of d?ar payment? incidents of payment d?ar?d?tant a tr?rery tr?ob?e. –. P: in proc?re legal (when a judgement of rectification or liquidation is prononc? The dimension P is remplac?en principle by a dimension 5 d?l' approval of a plan of rectification or the homologation of a legal settlement. –. 3+? can?lement be based on the existence of bonds?nomic?oits (activit?li?) with one or more companies cot? less favorably. –. 3? ?lement?e attribu?en reason of the existence of commercial bonds?oits (customers or suppliers) with one or more companies cot can? less favorably. –. 4+? ?lement?e attribu?en reason of an environment?nomic more or less d?vorable can. In addition, the attribution of a dimension of cr?t 3++, 3 +, 3 or 4+ n?ssite in all the cases analysis by the Bank of France of a countable documentation. Which are the crit?s of collection of countable documentation. A countable documentation is collect?par the Bank of France d?lors that the company: –. has a level of activit?up?or or?l?, 75 million euros of sales turnover, –. or b?ficie of cr?ts banking for a sup?or amount or?l?, 38 million euros. The influence of the dimension of cr?t of the house m? on its subsidiary company?e can:. favorable: the dimension of cr?t of the subsidiary company, which intrins?ement is worse than that of the house m?, can then?e rehauss?de two levels to the maximum. d?vorable: the dimension of cr?t of the subsidiary company, which intrins?ement is better than that of the house m?, is then align?sur that of this derni?. autonomous dimension, being based only on the analysis of the social accounting of the subsidiary company, this derni? ?nt jug?ind?ndante of its group. Subsidiary quotation attribu??a is that r?ltant of its analysis intrins?e. –. the recording of incidents of entra?nt payment the granting of a quotation 8 or 9. –. r?rves concerning the repr?ntants l?ux. The indicator of leader the physical people or the individual contractors the indicator directing repr?nte the synth? the objective information collected on a leader and the companies which it directs. The indicator Banks of France. attribu?ux physical people who exert a function of leader or with the individual contractors, is exprim?ar one of values 000, 040, 050 or 060. This indicator their is communiqu?our the values other than 000. –. indicator 000: the information collected by the Bank of France on the leader or the individual contractor does not call a remark. –. indicator 040: the information collected by the Bank of France draws a particuli attention?. This indicator is in particular attribu?. ?' individual contractor when its company was seen allotting a dimension of cr?t 4+, 4 or 8. –. indicator 050: the information collected by the Bank of France draws a strong attention. This indicator is in particular attribu?. ?' individual contractor when its company was seen allotting a dimension of cr?t 5+, 5 or 9. –. indicator 060: the information collected by the Bank of France draws a tr?forte attention or particuli?ment strong. This indicator is in particular attribu?. ?' individual contractor when his company was seen allotting a dimension of cr?t 6 or P. This information distinct from the quotation of the company and not intervening in its attribution, accompanies, the case??t, quotation at the time of its diffusion?a banking profession. The information of absence or delay of communication of the accounts OF R?ONSES A YOUR QUESTIONS WITH FINANCIAL MAINTENANCE. Its?ipes sp?alists are held?otre provision permanently to provide you all the?ments pr?sion or of explanation which you would consider useful. Statistics of d?illance and d?ut according to new quotation simul???mbre 2004 (11 pages, 77 KB) Correspondence between quotation of the Bank of France and notation of Standard & Poor' S. Installation of the news. quotation Banks of France. Since April 5, 2004, new Banque quotation of France on the companies is put?a provision of the banks. Information financi? becomes a major stake, both for the companies their banking partners. For the companies, an objective external notation constitutes a pr?eux asset. The Bank of France exerts, since its cr?ion, the activit?'?luation of the risk of cr?t. What results today in the attribution of a quotation expressing the capacit?e the company?onorer its financial commitments. The dimension attribu??ne undertaken is the subject the syst?tic communication of?ette derni?. For r?ndre with the needs for its partners, the Bank of France comes from proc?r?ne adaptation of its?elle of quotation. It has?bli, for am?orer the qualification of the risk?elle of quotation including/understanding 13 dimensions of cr?t, instead of 5 pr?demment. This new device between in force in April 2004. - a dimension of activit?xprimant the volume of sales turnover of the company. - a dimension of cr?t refl?nt its capacit? to honour its financial commitments. Does quotation?lue for better measuring the risk the Bank of France r?ve and refine its device of quotation in pr?sion of international news r?es aiming?enforcer the solidit?inanci? banks. The ratio of solvabilit?ancaire McDonough must indeed come into effect?a fine of the ann?2006. The objective is to encourage the?blissements?ieux cr?t to measure, and better g?r, their risks, in order to calculate more exactly their requirements in own capital stocks. The quotation of the Bank of France east to attribu??artir of?ments financial and non-financial. Analysis of the financial standing?, control to?artir of countable documentation, makes it possible to examine four in particular th?s: the capacit??ficiaire, the financial autonomy?, the solvabilit?t the?ilibre of the assessment. The new quotation of the Bank of France will make it possible the banks to measure F? much finer and exact the risk that repr?nte each company customer. For the companies enregistr? in does FIBEN without their book (more than 3 million)?elle of nine positions have? reserve. This?lution, which is based on histories of donn? and a m?odology?ouv? am?ore the qualification of the risk while guaranteeing the continuit?es diagnoses. To allow a finer analysis, the Bank of France has segment?es dimensions of origin by resorting?es crit?s suppl?ntaires. For example, companies currently cot? 3 (best the plac?sur the?elle one) will be r?rties between 3++, 3+ and 3. The attribution of quotation will continue to rest on the expertise of the Bank of France. A quotation applying?lement to the large companies and SME. Donn? thus collected are regroup? and analys?. They are restitu? with the companies adh?ntes in the form of personal file and are the subject of publications carrying each one on a sector of the activit?conomique one. GEODE are well adapt?ux small and medium-sized undertakings d?reuses to make a complete point on their?nomic situation and financi?. These subjected companies owe?e?' imp?sur the soci?s and?e?a Centrale of Assessments of the Bank of France. They owe r?iser a sales turnover of at least 750 m&euro. so that the book are collect?par the Bank of France. GEODE is addressed in priorit?ux SME: - 50% of the companies expertis? by GEODE r?isent less than 7 500 m&euro. of sales turnover (45% of them count less than 35 salari?et pr?des two thirds less than 50 salari?. –. a service GEODE d?ule in 3 half-journ?. –. This dialogue takes support on a powerful software, d?lopp?ar the Bank of France. Are the conclusions of the diagnosis?nomic and financial nuanc? and enriched by?ments qualitative resulting from questions of a strat?que nature pos? with the head of undertaking. GEODE implements approximately 6000 individual r?es, 500 indicators and 200 sectoral. It g?re the text of the conclusions as well as graphs and tables, the unit constituting the report/ratio of synth? diagnosis, given to the only head of undertaking. Do simulations?lement give?dition place of a report/ratio of synth? r?pitulant the diff?nts sc?rios explor? The analysis d?lopp?par GEODE of the Bank of France east confort?par the setting in constant comparison of the company with its principal competitors. These r?rentiels is constitu?d' undertaken r?isant at least 750 m&euro. of sales turnover and, with regard to SESAME, counting at least 40 salari? GEODE thus offers a dynamic sight of the company. The File of the incidents of payment-effects Pursuant to r?ement of Comit?e the banking r?ementation of the 27 f?ier 1986, the Bank of France east charg?de to centralize the incidents of payment concerning the instruments other than the ch?e.) notification of the incidents affecting, in particular, the effects domicili??eurs counters. The incidents enregistr?sont signal? in a form regroup? ?' together of the?blissements d?arants. G?ralement, the Bank of France agrees to communicate to the syst? banking the information which it collects on the companies. It helps thus the?blissements of cr?t?ppr?er more exactly the situation of the businesses which request their contest. 48 street Cross of the Small Fields. Your address IP will be enregistr?avec your message: 64. The comments of the articles are?t?sous responsabilit?xclusive their authors. CFO-news, daily newspaper and Web TV of the finance of company, do not assume any responsabilit?ur them. The comments are?t?imm?atement, only our r?ction r?rve the right to remove any comment. In addition, the anonymous comments are syst?tiquement supprim?s.ils are too n?tifs or too positive. Have opinions, divide them with the others, but assume them. Thank you to note?lement that the comments are not automatically envoy?aux r?cteurs of each article. If you wish to put a question with the r?ctor of the article, contact it directly. of doesn't this publication owe?e photocopi? diffuse? publi? r?rite, or redistribu?sous some form that it is and by some means that it is without an agreement?it pr?able of the soci? of press Alter IT?trice of. These conditions are pr?es by the provisions of. The last 20 articles publi?dans your daily newspaper CFO-news Sefas Innovation announces the setting in production of Open Print Producer V1. SunGard Acquires Advanced Portfolio Technologies Cr?ion de Valeur and strat?que Management stakes of the CEO and CFO seizure-attribution with if? of a bank of sums d?nues by a branch?ang? 17? Will Conf?nce and International exhibition XBRL be held?indhoven, Netherlands from the 5 to May 8, 2008 Experian d?oie its West-Cr?t solution at LCL for g?r the analysis of the risk within the framework of the granting of Pr? does real estate Generix Group follow its projects and its R and D with ASA of Apsylis Sparta Systems?nd the management of the processes customers to the financial services Valtech Technology accompanies the subjected companies?ne fast?lution by the r?ementation, gr.? with the m?odes Agiles the organizations meet difficult?dans the information management non-structur? Price Turgot 2008: delivers it of Nicolas Bouzou r?mpens?CCOVIA and QLIKTECH simplify D?sion for all the m?ers tourism Bottomline Technologies must repurchase Optio Software Turn the page, enter? dematerialization with Total Invoice Services CEBIT 2008: Do Fimasys and CreditPlus, example of a Franco-German coop?tion couronn?de succ?Atos Origin pr?nte the derni?s?lutions of its platform of payment?istance SIPS in CeBIT 2008 CLOSED BROTHERS advise France T?com in the acquisition of CITYVOX Open Wide announces a new offer of service around AlfrescoTM the return in gr.? fixed price among customers of the software firms Soci Interview? Computerland. Are Yannick ROSAGER Tejari and Coface Egypt linked with an aim of stimulating the activit?ommerciale agroalimentary industry?ptienne Switzerland will introduce a num? of individual identification of the contractors (UID) Syst?s of information Factoring: CODIX has just signed 2 new Switzerland contracts: Creditreform poses a stake in the field of the services of covering 2007: good a ann?pour Euler Hermes with r?ltats in strong growth Morocco signs up Experian to provide new credit office MIDAS chooses Sidetrade to support its r?au franchis?Coface acquires the leader of l.information d.entreprise in Egypt the D-U-N-S Number, num? single d.identification of the companies at the international level Euler Hermes Canada announces the launching of Assur-Express train Disponibilit?es proc?res collective of Coface on flash Transport T?ignage Client Altisys: St?EGELEC - Stanislas Alg?e BARN: Al Bank Luck launches a op?tion of covering of the cr?ces Concertation on the r?ction of the d?is of payment lanc?par Herv?ovelli Seventure Partners (Natixis Group) crossed the threshold of the 10% of the capital of the Group Sidetrade Atradius and Cr?to y Cauci?finalisent their project of Coface regrouping reinforces its offer of covering of the?.exportation risks in the Middle East, in Africa and in Asia Coface and the Leumi Bank could d?lopper a joint-venture in l.affacturage. Coface announces the signature d.un agreement of partnership in Hungary a externalisation r?sy: Does Agemetra, the service of sant?u work entrust its covering?n professional Turbomeca structure management of its relation financi? customers with Sidetrade Modification Codes NAF (NAF rev.2): Altares facilitates the passage?a new Coface nomenclature reinforces its offer of covering of the?.exportation risks in the Middle East, in Africa and Asia Dow-Jones: personnalis?et int??en mati approaches? of delivery of l.information D?ndettement: Vegalis will reinforce its grid of Coface France announces the signature d.un agreement of partnership in Hungary. Euler Hermes signs an agreement with Bank of China Insurance Accord of financing until?, 5 ME under 24H?de and reports/ratios of solvabilit?nline (launching of products innovating on company. Vegalis d?ndettement proposes a solution of adapt?aux soldiers and with the civil personnel of D?nse T?ignage Altisys customer: Martin de Charentenay, Credit Manager of the soci? BOSTIK Still France g?re more than 9 ME of cash-flow with Sidetrade Cr?t Mutual Factor s.associe?hamberSign France to propose the premi? solution d.affacturage in line s?ris?Coface place the agroalimentary sector fran?s under n?tive monitoring Groupe Chateaudun launches 1st Internet site fran?s D?? l.assurance-cr?t. Fortis and EOS conclude an agreement from partnership in the covering of cr?ces MaxCredible open its Fran?se subsidiary company and name Directing Fran?s de Landes G?ral Cr?ion of a f?ration of insurers-cr?t: premi? ?pe of a strat?e of d?loppement?' international for SA GUARANTEE COMMISSION GERFLOR?nd d?oiement of Altisys?es Europ?s sites, interview of Marc Saraben, Credit Manager of GERFLOR Facto Pack d.ABDR: the ' link fort' of the cha? Fili accountant? car: the d?is of payment remain a concern for the subcontractors BNP Paribas Factor chooses the StreamServe solution for g?r its 2 million annual invoices ALGERIE: COFACE d?are that the coop?tion with the companies alg?ennes will be renforc?D?ndettement private individuals - Vegalis certifi?SO 9001-2000 Coface acc?re d?oiement in the world of its line d.affacturage by opening 3 new software Collectys countries of management of covering, incur, revivals, litigations, proc?res, dispute. The Group Heppner g?re more than 18 ME of additional cash-flow with Sidetrade President Chain Store chooses TIBCO in order to am?orer the qualit?es services of covering LDV CREALINK d?ile its new range d??au sector of l.affacturage Recouvrement: Debt Resolve pr?it of?ndre its activit?vers Europe while being established in Coface France starts its activit?d' factoring in Canada: Do Gordons Singer east nomm?ice-pr?dent COFACE puts Spain under n?tive monitoring Euler Hermes? . better agency of cr?t?.export 2007. Green light for an establishment of Coface in Large-Duch?e Luxembourg the taking into account of the country risk: an increasingly strong tendency Exchanges between companies: A branch of COFACE in Burkina Faso Euler Hermes and Allianz: d?loppement in Indon?e Coface starts its activit?d' factoring in Canada SCORES & DECISIONS - Launching of the offer of services R?ltats Coface: Strong rentabilit?t sustained high growth in the 1st half of 2007 Morocco factoring of new colors for greater Cetelem ambitions opens the 1st gate e-cr?t europ? d??ux Web merchants Atradius re?t the licence for the insurance-cr?t in Turkey CGA, Company G?rale d.Affacturage, lance a product of financing?ourt term for Dow-Jones associations enriches the contents by the Factiva products on the companies europ?nes INDICECO SAS?nomic information provider and financi? ?estination of the companies Euler Hermes Acmar: 10 years of pr?nce in Morocco These d?is of payment which gangr?nt the comp?tivit?e our SME the insurer-cr?t Atradius consid? the collapse of the march?u cr?t as a correction n?ssaire Teleperformance does acquire a significant actor of the covering of cr?ces in the United States Euler Hermes acquires the credits d.une soci? of covering in Ireland Herv?ovelli will r?ira?a rentr?l.observatoire d?is of payment R?ltats 2006 of group ONDD: premiums in rise of 66 % and b?fice of 120 million euros INFOR announces a solution ERP. order-to-cash. Does Sidetrade make l.acquisition of Cashback Avantage Customers Fitch rating confirms the note of solidit?inanci? AA+. of does Coface Experian acquire The pH Group, sp?alist of the analysis of the donn? B2B Sidetrade becomes Microsoft Certified Partner CGA Trust: a new tool for the d?t?alisation and the?ctronic signature of the forms of handing-over the COTUNACE: Arab instruments of coop?tion for l.assurance of exports Coface and Creditreform pr?ntent EasyNumber. with the distributors come from the whole world Fortis and Sinosure signs an overall agreement of collaboration in China D?ndettement of the private individuals: Does Vegalis have trait?lus of 20 d.euros million of cr?t in 2006 KBC rach? the participation of ING Belgium in International Factors L.?de de Resulteam/Lowendal Group: Why your customer does not pay it. THEOFINANCE: does solutions of management of clients' accounts France and International XRT launch a new module d.analyse financi? unique in France: XRT Collect Observatory and Pr?ctions of the Payments How s?riser the cashings?.??ce by a pr?ntive revival. Euler Hermes opens a?uba?elgic subsidiary company - Atradius benoemt Isidoro Unda early voorzitter Raad van Bestuur in CEO van Atradius N Atradius and AlfaStrakhovanie signs an agreement of coop?tion relating to l.assurance-cr?t to Russia Eurofactor appeals?rossKnowledge for d?lopper an exemplary management Experian Decision Analytics, new division of the group Experian LINK Financial opens an office in Germany APRIL GROUP cr?APRIL Cover and lance. APRIL Risk management customer. International Trade Partners chooses to market the solution Sidetrade Network Cetelem Alg?e grants 25 000 cr?ts SA GUARANTEE COMMISSION and SACE BT acqui?nt a majority interest in the leader tch?e of the insurance-cr?t priv?Coface acquires Dafsaliens and thus reinforces its position of leader on the march?e l.information d.entreprise in France You know Bibby Financial Services. Coface reinforces its specific d.assurance-cr?t offer in Asia (. individual risk.) DIANE, the service headlight on the march?ran?s of l.int?ator Office van Dijk Electronic publishings Experian acquires Tallyman collections SideTrade software, strong growth of the activit?u 1st quarter 2007: quantify d.affaires: +28% Belgium - Atradius in AlfaStrakhovanie tekenen samenwerkingsovereenkomst voor kredietverzekeringen in Rusland iSuppli Corporation concludes a strat?que agreement with Goldman Sachs. Does the insurance-cr?t finally?a port?des SME, premium r?ite and management simplifi?Euler Hermes Assurance Cr?t open an agency in Tessin. announces b?fices record for l.exercice 2006 Cr?to y Cauci?en Atradius combineren activiteiten Coface ach? Kompass France, its branch in Spain and Kompass Belgium Cr?to y Cauci?et Atradius link their Coface forces reinforces his position on the march?e l.information d.entreprise Euler Hermes enters to the capital d.ICIC, the first insurer-cr?t isra?en Scorer, g?r the litigations, to collect and to recover it is a part of the functions of Collectys Pluie of new customers for XRT with the 4e quarter 2006 Eurofactor s.unit?LIENTYS to propose a solution d.externalisation of the management of the station customers Bonne progression of the figure d.affaires d.Unistrat Coface: + 23,9% in 2006 DataCert?ipe Barclays of its solution of technology of d?nses legal apply the platform Model Builder de Fair Isaac for am?orer its capacit?d.?luation of the risks of cr?t LDV Cr?ink launches version 9 of its module factoring ' Satisfacto' Moody.s raises the notation of the soci? of r?surance Atradius Reinsurance Ltd?2 - with stable prospects PassTime. the consumers surendett??cheter malgr?out a car helps, while reconstituting in m? does time their line of cr?t Atradius obtain a licence d.assuror?ingapour Arriv?en France of insurer-cr?t SA GUARANTEE COMMISSION, sp?alist of the risk management in account open in the countries?rgents and in d?loppement Euler Hermes makes l.acquisition of the soci? of covering am?caine UMA Optimization of Co?, council op?tionnel - Lowendal group r?ise a new acquisition: Resulteam Groupe Chateaudun launches 1st Internet site fran?s D?? l.affacturage: factorland. Does Experian acquire the soci? Adhoc Solutions Packard Bell signs a bearing contract d.affacturage international on the transfer moreover d.un billion d.Euros cr?ces software Collectys of management covering, incur, revivals, litigations, proc?res, dispute. Coface launches its d.affacturage offer to Japan FITCH RATINGS RELEVE the NOTE OF FINANCIAL SOLIDITE OF COFACE A AA+. Management of the station customer: software Fair Pay Software of Intrum Justitia Pr?ntion of the impay?: Cetelem and Cofinoga autoris? ?artager of information on their borrowers To apply the good principles of the CRM to decrease its incur Coface customer enters the capital of Cerved, Italian leader of l.information d.entreprise How l.assurance-cr?t contributes?a profitable growth of the companies. An official liquidator condamn?nclick="createCookie(' SLTk', ' 3?n of prison with deferment for corruption ARIANE mutualise files of police force and gendarmerie Conference organis?ar the National Council of the Judicaires Administrators Which hides derri? easy soci?s of cr?ts. How help-that which were made pi?r. MUTUALISATION - Letter Mutual Information - October 2006 MORY Group chooses Sidetrade for am?orer its BFR the commercial ones are responsible for l.encaissement services. Bailiffs: 10th birthday of l.appel of Dakar d.avril 1996 Acquisition by the Fininfo group of the soci? SIX does Commercial GE Finance sign its greater transaction of Infogreffe factoring offers 3 500 cl?USB at the time of the 61? Congr?des Countable Experts Coface organizes?aris, October 27, a s?naire on the modalit?d.implantation of the companies fran?ses in Alg?e L.Alg?e: 60? country of pr?nce of Coface Patrice Coulon joined the group Ge-Factofrance to take the functions of Director G?ral Adjoint, in load of D?loppement Experian Extends Presence in Nordic Region With Acquisition of Krediidiinfo in Estonia Atradius obtains a licence d.assuror?ong Kong, news hinged plate of its activit?dans the r?on. BC Finance?ffe its offer of repurchase of cr?ts with a innovating product. Expansion, Acquires Newton & Associates, A Leading Accounts Receivable Management Agency Atradius announce r?ltats records for first half of the year of 2006 CLOUDED: New breed of debt collectors shun violence the Morocco risk-country seen by l.AFD the risk Alg?e jug?od? According to Euler-Hermes, Tha?nde is fragilis??oyen term by the blow d.?t Proc?res of safeguard (Letter Mutual Information - Seven. Is Edric Consulting ' the hunters of dettes' pleased to announce to you the opening of his office of Algiers Altares signs a partnership with l.?tor of Syspertec software to set up a solution which optimizes the collection of the donn? in does the banking environment Coface euro dB become Coface Services Belgium.0, Digimind helps the companies?dentifier automatically the movements cl?de them march?FFICO SORECO launches the new version of Orph? Extranet of follow-up in time R? files customers. Cr?ces doubtful, Calyon and Pirelli RE launch a joint venture the score Global FICO(R) of Fair Isaac conna?une strong growth Formation?a risk management customer in vid?Xalea: to pr?ir its chances of succ?avec Excel. 50 000 sc?rios in a few seconds. The group Iliad C? its directory Company. Atradius advises and supports the company continent property & casualty Insurance for its d.assurance offer. Eurofactor pr?nte its new commercial organization and lance its new offer of services with engagement of r?ltats: Eurofactor Alliance 1st of the?ries priv? - 3? places in GT1 - 7? with the g?ral Of the positive prospects for the speakers for the fili? a?nautic in 2006-2007. Could P?ole and rates of exchange change gives it Schneider Electric obtains important profits of return on investment gr.? ?a continuation of solutions PowerChain(R) d' Optiant the Fininfo Group reinforces the p?m?e d.Altares, its p? knowledge between firms, with l.acquisition of Optima One Line Lustucru Fresh d?oie Coheris CRM in order to coordinate its client relationship and LUXEMBOURG suppliers | Thirteen thousand people surendett? Subcontracting and d?is of payment: Fran?s Loos pr?nte an action plan in 5 points for am?orer the relations customer-suppliers To find a financing and guarantees for the companies which export: often a stress assur?Factocic is l?our y rem?er. R? Cointreau, major actor of the WINES and SPIRITS, optimize its competing day before and march?vec Digimind Evolution MICROSOFT France SELECTIONNE SIDETRADE WITHIN the FRAMEWORK OF ITS PROGRAM IDEES Bibby Connexions: Finance and logistic - origin?a destination. The world r?au suppliers d.Ariba certifi?owered by SAP Netweaver the soci? Does SPVAD offer a solution strong d.authentification against the fraud?a Vente?istance Premiere Global Services launches a solution cl?n hand of covering of Garant invoices opens its capital?' National office Of the Guarantee commission the forum user europ? of Emptoris announces a keen demand for solutions of management of contracts and of provisioning VICO its stocks with technology d.INFLUE-ILLICOM SOFINCO entrusts A PROJIPE the management of two centers of comp?nces optimizes. ETIC has particip?u world annual meeting of TCM Group. Do Atradius and Tokio Marine constitute a soci? of service in joint-venture in Japan - JVSC. Does Joint-Venture Service Company Media Partner Engineering the person receiving benefits of the soci?s of covering HSBC rest on Experian-Scorex to optimize the tools d?sionnels of world sound r?au Communication service cr?t covering and sales force Infogreffe launches a service d.injonction to pay in Atradius line doubles its b?fice Net in 2005 First positive assessment for SA Guarantee commission road Transport of goods, loss of rentabilit?urable and maintenance d.un rate of sinistralit?lev?n 2006 Digimind leader europ? software of day before Liquidation: does a waistcoat avoid-ball for Belgian cr?ciers FACTO pack optimize your flows with your soci? d.affacturage Coface acc?re its d?loppement in Russia. SIDETRADE: 7 days of d?i of r?ement gagn?pour its customers Cristal International Credit?nd its op?tions towards Am?que Latin VIETNAM | Towards covering in all l?lit?tradius introduces an insurance-cr?t on line. ESPANA | In Espa?la Ley countered the morosidad No are suficiente the Recocash Group ends to a new dimension with the repurchase d.Actorec Finances?yon the Professionals of the Friendly Covering of Cr?ces and good of payment of the contractual cr?ces. Best withdraws the notation of Groupama Credit insurance ALTARES: the news identit?u Fininfo group for the commercial information the Financing of Balance Customers propos?par IFN Finance Sant?dopte Nutrition the r?me thinness d.IGREC for its incur customer?.international. Euroclear Bank chooses KEYdata de Sterci for the int?ation multi-flow of information financi?s. For 4 years Resulteam has optimized the station customer of largest. Moody' S wants to note SME the Belgian cabinets of covering of cr?ces have trait?our 950 Mr. ESPANA - Covering of the d?teurs or dance of the d?isements. . Hunters of Debts. innovate always and still. EULER HERMES C? 0,9% continuation?on sales turnover 2005 Coface acquire Business Dated Isra?AGILICASH - Credit management solutions: To that, council, formation, credit expert manager. Pr?ntion of the difficult?des undertaken and commercial information the tr?rs cach?du Invisible Web Externalisation of the revival of invoices customers: a beautiful future QUIZZ on the terms of payment (Consulting TRIAD) Externalisation of the revival: difficult of y r?ster (by Consulting TRIAD) ESPANA - the covering of cr?ces and the directive d?is of Omnipr?nce payment of the credit scoring in the USA the CNIL reference mark? a fault on change-addresses. Procr?ces version 4: software of the cabinets of covering of cr?ces (BGD) Public utility: to facilitate the change d.adress the ANCR is the 1st professional regrouping fran?s covering?' friendly?nomic Intelligence and assistance?a d?sion (BEIC) Revival by t?phone and starts again?ite. The transformation of the traditional means of payment into direct magn?que LCR into bank. M?ation compromise or how to make dispute without pleading Enter the terms which you seek.